— YOUTH INITIATIVES
Building Financial Confidence for Life
At Youth Educational Services (YES), we help young people develop financial knowledge and entrepreneurial skills to make informed decisions, manage money responsibly, and prepare for future opportunities.
The Financial Literacy & Entrepreneurship Program teaches practical skills in personal finance, wealth building, and business ownership through interactive learning and real-world applications
— OUR MISSION
Financial independence starts with knowledge.
To empower youth with the financial knowledge, entrepreneurial mindset, and practicallife skills needed to achieve financial independence, build generational wealth, andbecome responsible contributors to their communities.
— WHAT STUDENTS LEARN
Real-world financial education students can
apply immediately.
Our curriculum provides real-world financial education that students can immediatelyapply throughout their lives.
01
Money Management & Financial Responsibility
Youth learn how to create budgets, manage expenses, understand taxes and payroll deductions, and make responsible financial decisions for everyday life.
02
Banking Basics
Students gain practical experience understanding checking and savings accounts, debitcards, online banking, mobile payment systems, and how to safely manage theirfinances.
03
Credit & Debt
Youths learn how credit works, how credit scores are established, and strategies for managing loans and avoiding unnecessary debt.
04
Saving & Investing
Youths learn the importance of saving, compound growth, emergency funds, and introductory investment concepts for long-term financial planning.
05
Entrepreneurship
Students explore how businesses are created and managed while developing creativity, problem-solving, and entrepreneurial thinking.
06
Career & Income Planning
Students learn how education, career choices, certifications, and workforce skills support career growth and future earning opportunities.
07
Consumer Awareness
Students learn to become smart consumers by understanding contracts, subscriptions, advertising, fraud prevention, identity theft protection, and responsible purchasing decisions.
— HANDS ON LEARNING
Learning through practical experience.
Participants apply financial and entrepreneurial concepts through interactive activities, simulations, and real-world projects.
Experiences may include:
- Budgeting and financial planning exercise
- Entrepreneurship projects and business simulation
- Investment activities
- Business pitches and presentations
- Learning sessions with entrepreneurs and financial professionals
— Preparing for Real Life
Skills for everyday decisions and future goals.
Participants develop financial confidence, decision-making skills, and habits that support personal and professional growth.
Participants develop:
- Financial confidence and resposibility
- Critical thinking and problem-solving
- Goal setting setting and long-term planning
- Leadership and communication skills
- Entrepreneurial thinking
— Entrepreneurship in Action
A mindset for creating opportunities.
YES introduces students to entrepreneurship as a way of thinking through creativity, problem-solving, and business innovation. Participants learn how ideas become solutions that create value for their communities.
— Building Generational Wealth
Building financial knowledge for the future.
Participants learn how financial decisions, asset ownership, investing, and long-term planning can support future financial stability.
Topics may include:
- Long-term financial planning
- Investing fundamentals
- Wealth preservation
- Asset ownership
- Community impact
These concepts help students understand how sound financial decisions today cancreate lasting opportunities for future generations.
— PROGRAM OUTCOMESS
Students will learn to:
- Manage money responsibly and make informed financial decisions
- Build and maintain good credit
- Create and follow a personal budget
- Save, invest, and grow wealth for the future
- Understand taxes and financial obligations
- Launch entrepreneurial ventures
- Achieve long-term financial stability and economic independence
— WHO CAN PARTICIPATE?
Students Are Better Prepared To:
Our Financial Literacy & Entrepreneurship Program serves youth and young adults through partnerships with schools, after-school programs, nonprofit organizations, community groups, faith-based organizations, and businesses throughout Georgia.
Programs can be customized for elementary, middle school, high school, college-
agestudents, and young professionals.
— WHY FINANCIAL LITERACY MATTERS
Opportunity, confidence, and lasting success.
When young people understand how to earn, save, invest, and grow their resources,they are better prepared to build successful careers, strengthen their families, andcontribute positively to their communities.
At YES, we believe financial education is more than learning about money—it's aboutcreating opportunities, building confidence, and empowering the next generation toachieve lasting success.
Partner With YES
Whether you're a school administrator, educator, youth organization, nonprofit,faith-based organization, or business, Youth Educational Services welcomesopportunities to bring practical financial education to your students and community. Together, we can help prepare the next generation with the knowledge, skills, andconfidence needed to make sound financial decisions, pursue entrepreneurship, andbuild brighter futures
Interested in bringing our Financial Literacy Program to your school or organization?Contact YES today to learn how we can work together to empower the next generation.